Insurance

Life insurance for professionals

Cardif Lux Vie offers independent clients and professionals solutions to secure their retirement, protect their company’s operations, and safeguard the future of their employees.

• To protect a company’s activities throughout the duration of a professional investment loan, the ASRD Pro guarantees the repayment of the outstanding capital in the event of the insured director’s death or disability.
• To secure working capital or the use of a short-term advance, clients determine with their intermediary the desired coverage amount, which will remain constant throughout the contract’s term, regardless of their age or any changes to their working capital.
• For business owners wishing to secure the continuity of operations and shield their family from life’s uncertainties, Key Person Insurance provides cover in the event of death, disability, or accident.
• Since 1 January 2019, self-employed professionals and liberal professions who are members of the Chamber of Commerce, Chamber of Agriculture, or Chamber of Trades, residing in Luxembourg and affiliated with Luxembourg Social Security, can benefit from a complementary pension scheme.

Top-tier financial, actuarial, legal, and tax expertise are just some of the reasons why so many independent clients and professionals today place their trust in Cardif Lux Vie.